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WORKFORCE HOUSING RESOURCES

If you are an employer or employee in North Lake Tahoe and you need housing for your workforce or you have just got a job here or are a current employee in North Lake Tahoe and need to know what resources are out there in our community to help you find your home. This page is for you!

RESOURCES

Searching for houses? Search here:

MLS Search - Incline Village Realtors

This website page hosts the current for sale properties at all price ranges that an employee can search in our community.

Are you a 1st time Homebuyer? Go here for resources

Home is Possible | First Time Homebuyer | Nevada Housing Division

Down payment assistance up to 4%, 30 year fixed interest non-forgivable, first-time homebuyer (have not owned a home in the past 3 years). Minimum credit score 640 (660 for manufactured homes). Maximum debt ratio up to 50% based on credit score and loan type. Must live in home as primary residence. Must meet standard underwriting requirements. Must complete homebuyer education course.

Welcome First Time Homebuyers - Incline Village Realtors

This website page hosts videos that go through many different tips and questions a First Time Homebuyers may have when starting to look for a home in our area.

About | Saint Joseph Community

St Joseph Community Land Trust. Helping 1st-time income-qualified homebuyers purchase an existing home. Purchasing an existing home or selling it to an income-qualified household and helping a financially troubled household avoid foreclosure & preserve homeownership.

Are you wanting to lease your home or want assistance finding a home?

IVCBA

The Sally Fund helps our neighbors stay securely housed in the North Tahoe region: Incline Village, Kings Beach, Tahoe City, Truckee, and unincorporated areas.

TTWHA

Tahoe Truckee Workforce Housing Agency (TTWHA) – Help with leasing your home. This service may be available to a Near Community Advocate Grant in 2026 who brings resources together on one page for the employer and employees to make housing in North Lake Tahoe an achievable reality for the workforce.

Are you an essential worker or do you need downpayment assistance?

Down Payment Assistance | Nevada Rural Housing

Rural Rocks provides $20K in assistance. For essential workers who are Nevada residents for six months or more. First-time and repeat borrowers are eligible. Minimum credit score of 640. Offers permanent rate reductions with down payment/closing cost assistance OR standalone down payment/closing cost assistance. Income limits apply.

Down Payment Assistance | Nevada Rural Housing

Home at Last Loan types include FHA (3.5% down), VA and USDA (no down payment required) and conventional (3% down). Perfect for those with funds already saved and/or those who are looking to refinance their existing mortgage.

Down Payment Assistance | Nevada Rural Housing

First Time Homebuyers have 2%-$5% down payment assistance or others 3%-5% assistance. 30 yr fixed rate government loans (FHA, VA, USDA RD) and conventional loans. Fannie Mae and Freddie Mac income limits apply, available in 15 rural counties.

homesforheroes.com/heroes/

(Military, Veterans, Firefighters and EMS, law enforcement, health care professionals, teachers and educators.)

Teachers Next Door Program - Nevada Teacher Housing Grants

Up to $9,000 available. Pre-K through 12 grade teacher, administrator and school staff will receive a non-repayable grant of at least $1,000 to support a home purchase of any home on the market. May qualify for additional down payment assistance up to $24,000.

Home Is Possible | Nevada Housing Division

All homebuyers get up to 5% of the loan value toward down payment or closing costs. 30-year fixed interest rate. No first-time homebuyer requirement. Financing available for manufactured homes. Qualifying income up to $165,000, Home price up to $832,750, Minimum credit score of 640 (660 for manufactured homes). Maximum debt ratio for government loans (FHA, USDA, VA): 50% if 680+ credit score / 45% if less than 680 credit score / 45% for manufactured homes. For conventional loans: 50% with 640+ credit score.